Do you need a motorocycle license to get motorcycle insurance or can you get it later?

January 22, 2010 by admin · 10 Comments
Filed under: Motorcycles 
license
oorelisysoo asked:

Do you have to have the license with you when you sign-up for insurance? Or can you get the insurance then get the license?

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Comments

10 Responses to “Do you need a motorocycle license to get motorcycle insurance or can you get it later?”
  1. vamedic4 says:
    January 24, 2010 at 9:53 pm

    You absolutely HAVE to have the license before you get the insurance. You can’t ride a bike (legally, insured or not) here in Tx without a valid license. vamedic4

  2. fordman says:
    January 25, 2010 at 2:11 pm

    Good question. I would think you could get insurance against theft. But I doubt if they will insure you driving it, unless you are legal, with a license. fordman

  3. Jeremy G says:
    January 27, 2010 at 2:53 am

    You will need a license Jeremy G

  4. spikemode says:
    January 30, 2010 at 12:24 pm

    No, you can get insurance on it without a license. You’ll need it to get your license when you take your skills test. spikemode

  5. pkmdb66 says:
    February 1, 2010 at 11:13 pm

    no you dont need an licensce beacause you are going to insure the bike only so you dont need.if you are going to claim an insurance for accicent the bike rider have a proper license to claim that money pkmdb66

  6. KEVY says:
    February 3, 2010 at 9:22 am

    you got ta have a lic. dude ! KEVY

  7. Firecracker says:
    February 6, 2010 at 2:36 am

    Some questions you will be asked:
    Any accidents last 3 years?
    Any tickets last 3 years?
    Licensed how long?

    Yes, you need one first. Firecracker

  8. bikernoj says:
    February 6, 2010 at 4:43 pm

    No dealer will let you take it off the lot without insurance, and some insurance companies insure the bike, while others insure the rider.

    You have to have insureance to ride it anyway, and I doubt you’d go buy a bike and just let it SIT THERE until you got your license (or permit at the very least). bikernoj

  9. DaRel J says:
    February 8, 2010 at 11:27 pm

    It depends on what state you live in here in CT I purchased my 06 gixxer with just my drivers license its just missing the M (motorcycle) endorsement They also insured it and let me take it off the lot without a permit or the motorcycle license, they just made me sign a form saying I didn’t have a permit or a license and I know it is illegal to ride without one. so they just use your class D license DaRel J

  10. rohak1212 says:
    February 12, 2010 at 5:30 am

    It probably depends on the insurance company. Realistically you don’t need a license to OWN a motorcycle, just to drive it. So if they’re reasonable they’ll insure the bike for you.

    Of course, if you drive it without the license, you’ll void your insurance. rohak1212

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